Essential Insights
SERVICES
SHARING THE SECRETS OF SUSTAINABLE WEALTH
Why it's Important
For years, the secrets of sustainable wealth have only been accessible to a tiny minority of the world’s elite. But the truth is that once you know how things work – and get a few good habits in place – financial freedom is accessible to anyone, whether you’re on a 3-figure or 9-figure salary. Which is why after 25 years managing trading desks in Wall Street and London, Paul Atherton has dedicated his life to sharing his knowledge with everyone.
What we do
If you’re just dipping your toe in the water, you can access Paul’s podcasts, videos and blogs via the Insights section of this site: make sure you sign up to get the latest news and alerts from him. Keep an eye out for our courses on borrowing, financial security and investment, coming soon. We also work with a number of individual clients, creating sustainable wealth plans and helping them get the most from their loans, investments, and insurance.
DEBT MANAGEMENT
Helping You Get out of Debt
Why it's Important
Australians are crippled by debt. In 2018, Australia was rated as having the riskiest levels of household debt in the world. Meanwhile, one in six Aussies are overwhelmed by credit card debt, with outstanding balances totalling $45 billion. Worst of all, the feeling of being a slave to debt can be totally debilitating, stopping you from getting on with your life. Getting free from debt is the first step toward taking control of your finances and setting yourself up for a comfortable future.
What we do
We all want to be able to live our best lives. Go on holiday. Have dinner out. Own our own home (or rent our dream pad): without letting our debts stand in the way. Whatever the Australian dream looks like for you, we believe you deserve to get there. We take time to understand your unique situation and support you with strategies such as debt consolidation, budgeting and loan health checks to help you take the first step to reclaiming your financial power.
FINANCIAL SECURITY
Planning for the Future
Why it's Important
Despite our best-laid plans, sometimes life happens. Whether it be retrenchment, health problems, or a marriage breakup, if our financial future has not been adequately planned, we can find ourselves under pressure: having to work longer, or living less than the life we’d hoped. We want our clients to sleep well at night knowing everything is in order, and they will be in a strong financial position— no matter what life throws at them.
What we do
Whether you’re just starting out in your career, going through a life change that’s causing financial turmoil, or edging closer to retirement, we help you plan for the future. We review any future-proofing plans that you may already have in place, make sure they still fit your needs, and check that your plans hold their own against the other options out there. We work with you to make sure you’re fully shored-up against whatever surprises life throws your way.
Smart Borrowing
Why it's Important
Whether you’re taking out a loan for a new car, study expenses, your first – or third – home, or you just need extra cash for something completely unexpected, you could end up working to pay back a loan over the next 20 to 30 years: that could be half of your adult life! It’s essential that you feel comfortable that the lending institution, the loan type, the interest rates – all the in’s and out’s – are right for you, your lifestyle and your family.
What we do
Our team supports you through the borrowing process, taking into account your needs, goals and lifestyle, and helping you find the right option for you. We check your current loans to make sure they’re still a good fit, and help you explore what else is out there. With a good understanding of your wealth goals and with our fingers on the pulse of the myriad lending institutions and products available, we can provide advice to save you time and, importantly, money.
INVESTING
Investing for Beginners
Why it's Important
Even if you’ve just entered the workforce and have only $500 in your super fund, the smallest tweaks now can mean the biggest returns later in life. We’re talking self-funded retiree territory here – financial freedom without having to be reliant on a pension once you give up work and finally have the time to do what you want. The world of investing can be confusing for beginners, so it’s important to get the right advice as your portfolio starts to grow.
What we do
Have you got a super fund? Even a tiny, brand new one? Well, you’re already an investor! Investing isn’t just for old, rich guys – it really is for everyone. We can help you find the right superannuation account and make your super work harder. We can also introduce you to other local, national and global investment options, supporting you through the process and recommending those that align with your investment level and wealth goals.
Advanced Investing
Why it's Important
According to our founder Paul Atherton, the people who win on Wall Street choose their winners by reading the evolving global landscape, rather than relying on the patterns of previous years. Our global lens, years of Wall Street experience and ability to spot winners (whether it’s a stock, market or investment) give our clients peace of mind that their investments are being looked after by a team with world-class investment knowledge and experience.
What we do
We offer tailored advice unique to you, your situation and portfolio, and provide access to global markets, stock, bonds and other investment opportunities. In stark contrast to the ‘set and forget’ mentality of many Financial Advisors, we continually assess and reassess your financial situation as we keep an eye on the swiftly changing economic landscape, looking for opportunities and risks in the global and local markets.
CONTACT THE TEAM
BOOK AN APPOINTMENT WITH THAT WALL STREET GUY
GENERAL
P 0402 851 959
E Using the contact form
